Is Boston University or Virginia Tech more affordable after financial aid?

I’m comparing Boston University and Virginia Tech and want to understand which one is usually more affordable once tuition, housing, fees, and financial aid are included. I’m especially unsure how much Virginia residency affects the comparison.
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The biggest practical tradeoff is Virginia Tech’s much lower published cost for Virginia residents versus Boston University’s potentially larger need-based institutional aid. A Virginia resident will normally start with a substantial price advantage at Virginia Tech because public universities charge lower in-state tuition. Boston University is a private university with one tuition rate for all students and a considerably higher total cost before aid, especially once Boston housing and living expenses are included.

Virginia residency matters far more than a small difference in grants or fees. Virginia Tech’s out-of-state price is much higher than its in-state price, though it can still be below BU’s pre-aid cost. Residency is based on Virginia’s domicile rules, not merely attending a Virginia high school or having a Virginia mailing address, so students should confirm their classification with Virginia Tech.

For students with significant demonstrated financial need, BU can become competitive because it offers need-based university aid and evaluates aid using more detailed family financial information. Virginia Tech also provides need-based aid, but an in-state student’s lower starting cost is often difficult for BU to overcome unless BU’s grant is especially strong. Merit awards at either school can change the result, but they should not be assumed.

Compare each school’s official net price calculator and then the actual financial-aid offers, using the same assumptions for housing, health insurance, travel, and loans.
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