Which is generally more affordable for student housing: Carnegie Mellon or NYU?

I’m deciding between Carnegie Mellon and NYU and am trying to compare the overall cost of attending each school. Housing is a major part of my budget, so I want to understand which university generally offers more affordable student housing options.
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The biggest practical tradeoff is location: Carnegie Mellon housing is in Pittsburgh, where both university housing and nearby shared apartments tend to cost less than comparable student housing in New York City. NYU’s residence halls place students in or near some of the country’s most expensive neighborhoods, so housing and everyday living expenses are typically higher. Carnegie Mellon’s Oakland-area location also gives students access to a substantial off-campus rental market within commuting distance.

For students living in university residence halls, the exact difference depends on room type, building, and required meal-plan choices. NYU publishes housing rates by residence hall and room configuration, and its options can differ substantially in amenities and location. Carnegie Mellon likewise has varying rates, but Pittsburgh’s lower local rental market becomes especially meaningful after the first year, when students often consider apartments with roommates.

Housing affordability should be evaluated using each school’s actual financial-aid offer, not only the posted room rate. A larger grant package from NYU could outweigh its higher housing costs, while a similar aid package at both schools would make Carnegie Mellon the less expensive housing choice for most students. In a typical head-to-head comparison without a major aid difference, Carnegie Mellon is more affordable for student housing.
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