Is Emory or Georgetown more affordable after financial aid?

For a student with comparable demonstrated financial need, Emory will often be the more affordable option because its Emory Advantage program replaces need-based loans with grant aid for eligible undergraduates. Both Emory and Georgetown state that they meet 100% of demonstrated financial need for eligible students, but Georgetown aid packages can include student loans and work-study.

Neither school uses a simple income cutoff to determine affordability. Each reviews FAFSA and CSS Profile information, including parent income, assets, home equity, family size, siblings in college, and unusual financial circumstances. A family could therefore receive a notably different result from the two schools even with the same reported finances.

For planning purposes, treat Emory as the school more likely to produce a lower-debt need-based offer, while recognizing that the actual answer depends on each college’s net price calculator and final aid award. Compare the grants first, then any required loans, work-study expectation, and annual increases in cost before deciding.