Is Stanford or UT Austin more affordable for a Texas resident after financial aid?

I’m a Texas resident deciding where to apply, and I’m trying to understand which school could cost less after grants and scholarships. UT Austin would give me in-state tuition, but I know Stanford has a need-based financial aid program, so the sticker prices are not directly comparable.
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For a Texas resident, UT Austin is more likely to be the lower-cost option for a family that does not qualify for substantial need-based aid, because in-state tuition and Texas-based aid start from a much lower published price. Stanford can cost less for students with high demonstrated financial need, since it meets demonstrated need without loans in its aid package and has especially generous policies for many middle- and lower-income families.

The practical answer is to run both schools’ net price calculators using the same family financial information. Apply for aid at both: Stanford requires the CSS Profile and financial documents in addition to federal aid materials, while UT uses the FAFSA or TASFA as applicable. Do not assume either result from sticker price alone; for a high-need applicant Stanford may win, while for a moderate- or higher-income Texas family UT Austin will often be far less expensive.
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