Is Duke more affordable than Georgetown after financial aid?

Neither Duke nor Georgetown is reliably “more affordable” after aid for every family. Both commit to meeting 100% of demonstrated financial need for eligible undergraduates, but each calculates need from its own review of your family’s income, assets, household size, and special circumstances. The most useful comparison is each school’s net price calculator, completed with the same current financial information.

Duke may be particularly worth a close look for students whose families have significant demonstrated need, since its aid program is designed to make a Duke education accessible without requiring students to borrow to cover demonstrated need. Duke also has a small number of highly competitive merit scholarships, though applicants should not treat those awards as part of an expected financial plan.

Georgetown’s published cost of attendance should be compared carefully with Duke’s because living expenses, travel, and personal costs can differ by location and by a student’s housing choices. Georgetown’s aid is need-based rather than a source of broad merit discounts.

When comparing calculator results, separate grants and scholarships from student loans, work-study, and any parent borrowing. Also compare whether each estimate assumes a contribution from savings, home equity, or a noncustodial parent, since those factors can create a meaningful difference between the two schools.

If admitted, compare the official first-year award letters and ask each financial aid office to review documented changes such as job loss, unusual medical expenses, or a sibling entering college. The lower four-year cost, not just the first-year bill, should guide the decision.