How do Texas A&M and Notre Dame compare in financial aid?

I’m a high school senior deciding between Texas A&M and the University of Notre Dame, and cost will be a major factor in my choice. I’m trying to understand which school generally provides more generous need-based financial aid for students with similar family finances.
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For students with similar demonstrated financial need, Notre Dame will typically provide the more generous need-based aid package. That distinction can be especially important for families whose finances leave a substantial gap between published cost and what they can pay.

Notre Dame uses the FAFSA and the CSS Profile to assess need and builds packages from university grants, scholarships, federal or state aid when applicable, student employment, and sometimes loans. Its large institutional aid budget means that students with significant need often receive substantial Notre Dame grant assistance, even though the university's published price is high.

Texas A&M offers need-based grants, scholarships, work-study, and programs such as Aggie Assurance for eligible Texas residents, but awards depend on residency, program eligibility, available funding, and the student's financial circumstances. Texas residents may still find A&M less expensive overall because of its lower in-state tuition, particularly if their need is moderate or they qualify for Texas-specific aid. For non-Texas residents, A&M's out-of-state price can make its lack of a full-need guarantee more consequential.

Compare the actual net-price estimates and final aid offers rather than only grant totals. A larger Notre Dame grant may offset much of its higher sticker price, whereas an A&M offer may be more favorable when in-state tuition and Texas resident aid are part of the calculation.
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