Which is cheaper overall: Florida State University or Miami University of Ohio?

I’m comparing Florida State University and Miami University of Ohio and want to understand which would likely cost less after tuition, housing, fees, financial aid, and travel. I’m trying to compare the full cost of attendance rather than tuition alone.
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The biggest practical tradeoff is residency: Florida residents receive a particularly large price advantage at Florida State, while Miami University is far less expensive for Ohio residents than for nonresidents. Beyond tuition, both schools build housing, food, books, personal expenses, and transportation into their published cost of attendance, so comparing only the tuition line can be misleading. Travel can also matter: FSU is in Tallahassee, while Miami is in Oxford, Ohio, and repeated flights or long-distance trips home can add substantially to a four-year bill.

For an in-state Florida student, FSU will almost certainly be the lower-cost option.

For an Ohio resident, Miami may be cheaper than attending FSU as an out-of-state student, especially if Miami offers merit aid. For students who are not residents of either state, the deciding factor may be each school’s actual grant and scholarship offer rather than the sticker price.

Compare the two financial-aid letters using the same categories: grants and scholarships first, then net tuition and fees, housing and food, required health insurance if applicable, books, and realistic annual travel. Loans reduce the immediate bill but should not be counted as aid because they must be repaid.
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