How do Arizona State University and the University of New Hampshire compare for overall affordability?

I’m trying to decide between Arizona State and the University of New Hampshire, and cost is the biggest factor for me. I know tuition is only part of the picture, so I’m trying to understand which one usually ends up being more affordable once you factor in things like housing and other basic expenses.

I’m mainly looking for a simple way to compare the total cost of attending each school.
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Arizona State University is often the more affordable option overall, especially for students who can qualify for merit aid or find relatively flexible housing choices in the Phoenix area. ASU also benefits from being in a large public university system with multiple campuses and a wide range of living arrangements, which can make total costs easier to manage. The University of New Hampshire can still be competitive for some students, but its overall cost of attendance is often pushed up more by room, board, and regional living expenses.

The biggest practical difference is usually the full cost beyond tuition. At UNH, housing and meal costs can feel less flexible because Durham is a smaller college town with fewer lower-cost alternatives close to campus. ASU students often have more options, both on campus and off campus, and that can matter a lot once you include rent, food, transportation, and day-to-day spending.

Residency matters a lot here. If you are an Arizona resident, ASU will almost certainly come out cheaper than UNH. If you are a New Hampshire resident, UNH may be more competitive on tuition, but ASU can still narrow the gap if you receive strong merit scholarships, which it is fairly well known for offering to many applicants.

The simplest way to compare them is to look at each school’s official cost of attendance, then separate it into direct costs and indirect costs. Direct costs are tuition, fees, housing, and meal plan. Indirect costs are books, transportation, and personal expenses. Once you do that, ASU often has more room to reduce the indirect and housing side of the budget, while UNH’s costs can be less flexible.
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