Is the University of Rochester or MIT worth the cost for an engineering student?

I’m trying to decide how to think about cost when comparing colleges, especially for engineering. MIT seems like an obvious name-brand choice, but it also comes with a huge price tag.

The University of Rochester is also expensive, but it feels harder to compare because it is less famous. I want to understand how people usually judge whether either school is worth paying for.
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For engineering, MIT is the kind of place that can justify a very high cost for students who specifically want an intensely technical environment, unusually deep research access, and a campus culture where engineering is central to nearly everything. Its reputation with employers is exceptionally strong, undergraduate research is built into the culture, and the alumni network in engineering, startups, and graduate study is hard to match. If the net price is manageable for your family without major debt, MIT is one of the few schools where the premium can make clear sense.

Rochester fits a different student. It makes more sense for someone who wants solid engineering in a more flexible academic setting, values being able to explore across disciplines, and is comparing offers carefully based on scholarships or aid. Rochester is well known for its open curriculum and strong STEM environment, but it is not primarily defined by engineering in the way MIT is. That matters, because when you are paying a very high price, you usually want the school’s main strengths to line up directly with your academic goals.

A practical way to judge “worth it” is to compare net price, not sticker price, and then ask what each school gives you that a less expensive option would not. For MIT, the answer may be access to a uniquely concentrated engineering ecosystem, elite recruiting, and peers who are deeply immersed in technical work. For Rochester, the case becomes stronger when the cost is meaningfully lower and you want a broader college experience rather than a place where engineering dominates the identity of the campus.

For most engineering students, I would be cautious about paying a huge premium for Rochester over other strong, cheaper engineering options, because its value argument is less tied to a singular engineering advantage. MIT is easier to defend at a high cost, but only if that cost does not create burdensome debt.
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